{"id":22267,"date":"2025-12-09T12:48:14","date_gmt":"2025-12-09T11:48:14","guid":{"rendered":"https:\/\/www2.etl.de\/?post_type=aktuelles&#038;p=22267"},"modified":"2025-12-09T12:48:16","modified_gmt":"2025-12-09T11:48:16","slug":"was-ist-die-his-datei","status":"publish","type":"post","link":"https:\/\/voigt-alte-seite.dgwip.de\/?p=22267","title":{"rendered":"Was ist&#8230; die HIS-Datei?"},"content":{"rendered":"<p><span class=\"highlight\" data-juris-gui=\"highlight\">Die\u00a0<a href=\"https:\/\/voigt-alte-seite.dgwip.de\/stichworte\/versicherungsrecht\/his-datei\" target=\"_blank\" rel=\"noopener\">HIS-Datei<\/a> <\/span><span class=\"highlight\" data-juris-gui=\"highlight\">wird oft als \u201eSchufa der Versicherungswirtschaft\u201c bezeichnet. Das System\u00a0<\/span>wurde am 01.04.2011 in Betrieb genommen und l\u00f6ste die Uniwagnis-Datei ab. Versicherer melden auff\u00e4llige und dubiose Schadenf\u00e4lle an die HIS-Datei. Im Bereich Kraft-Schaden dient das System z.B. dazu, eine mehrfache Reparatur ein und desselben Fahrzeugs und die mehrfache Abrechnung ein und desselben Schadens zu vermeiden.<\/p>\n<p>Wer wissen m\u00f6chte, welche Daten in der HIS-Datei gespeichert sind, hat gegen\u00fcber der Betreiberfirma ein Recht auf kostenlose Auskunft (Art. 15 DSGVO). Die entsprechenden Formulare k\u00f6nnen auf der <a href=\"https:\/\/besurance-his.de\/\" target=\"_blank\" rel=\"noopener\">Webseite der Besurance HIS GmbH<\/a> abgerufen werden.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Die\u00a0HIS-Datei wird oft als \u201eSchufa der Versicherungswirtschaft\u201c bezeichnet. Was steckt aber genau dahinter und welche Rechte haben Versicheungsnehmer?<\/p>\n","protected":false},"author":1,"featured_media":41967,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"22511,22867,9221,10103,20985,6369","_relevanssi_noindex_reason":"","_uag_custom_page_level_css":"","footnotes":""},"categories":[1301],"tags":[845,80],"class_list":["post-22267","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-frage-des-tages","tag-his-datei","tag-versicherungsrecht"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/voigt-alte-seite.dgwip.de\/wp-content\/uploads\/2022\/11\/HIS-Datei.jpg",1630,960,false],"thumbnail":["https:\/\/voigt-alte-seite.dgwip.de\/wp-content\/uploads\/2022\/11\/HIS-Datei-150x150.jpg",150,150,true],"medium":["https:\/\/voigt-alte-seite.dgwip.de\/wp-content\/uploads\/2022\/11\/HIS-Datei-300x177.jpg",300,177,true],"medium_large":["https:\/\/voigt-alte-seite.dgwip.de\/wp-content\/uploads\/2022\/11\/HIS-Datei-768x452.jpg",768,452,true],"large":["https:\/\/voigt-alte-seite.dgwip.de\/wp-content\/uploads\/2022\/11\/HIS-Datei-1024x603.jpg",1024,603,true],"1536x1536":["https:\/\/voigt-alte-seite.dgwip.de\/wp-content\/uploads\/2022\/11\/HIS-Datei-1536x905.jpg",1536,905,true],"2048x2048":["https:\/\/voigt-alte-seite.dgwip.de\/wp-content\/uploads\/2022\/11\/HIS-Datei.jpg",1630,960,false]},"uagb_author_info":{"display_name":"fx-admin","author_link":"https:\/\/voigt-alte-seite.dgwip.de\/?author=1"},"uagb_comment_info":0,"uagb_excerpt":"Die\u00a0HIS-Datei wird oft als \u201eSchufa der Versicherungswirtschaft\u201c bezeichnet. Was steckt aber genau dahinter und welche Rechte haben Versicheungsnehmer?","_links":{"self":[{"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=\/wp\/v2\/posts\/22267","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22267"}],"version-history":[{"count":3,"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=\/wp\/v2\/posts\/22267\/revisions"}],"predecessor-version":[{"id":55585,"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=\/wp\/v2\/posts\/22267\/revisions\/55585"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=\/wp\/v2\/media\/41967"}],"wp:attachment":[{"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22267"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22267"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/voigt-alte-seite.dgwip.de\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}